financial planning

Some people just have a habit of having good habits.I’ve known many men (and even more women) that fit that description. They just seem to have a habit of…

You and your agent needed to play a scrimmage game before the season started. Every summer in the heat of August, football teams all over America endure…

When you do a financial plan, where do you start?Do you fund your retirement first or get out of debt? Is trying to save on taxes part of it? One marriage…

Did you get a tax refund this year? Maybe you look forward to getting a tax refund every year. Maybe you pay off some credit cards with it, other times…

I am sometimes approached by young people, often recent college graduates, who want to know if I have any financial tips for someone their age.If you’re a…

“I’m insurance poor!” Whenever someone raises the twin topics of insurance and affordability, a little red flag goes up in my little brain.In 99% of the…

Stop trying to aim at (and hit) a target you can’t see. Doing so usually results in harm to yourself or others.Here’s a news flash: the future is really,…

“What really makes for a good financial plan?”“What all I should try to plan for?”“What do most people do?”I get these sorts of questions from individual…

Are you an optimist or a pessimist? You remember what Garrison Keillor used to say about the children of Lake Wobegon, who are “all above average.”…

When are things going to get back to normal?Funny, isn’t it - things are always getting back to normal. But they are rarely normal. What’s that all…