savings

How much money should keep on hand in the bank? And what if that money doesn’t earn very much while it’s there?One of the first recommendations I often…

In this segment I often talk about the dangers of overspending.Today I want to talk about the dangers of under-spending. It’s one thing to make sure you…

I have a lot of people ask me what everyone else is doing to save money?One way to get the wrong answer every time is to ask the wrong question. If the…

When it comes to spending, are you in control or out of control?Well if you tilt towards the out of control camp, you’ve got a lot of company. But the…

Last week, we began looking at the four most common ways to tap into your retirement funds for a regular income stream.Let me do a quick recap in case you…

For all these years you have been faithfully putting money into your retirement accounts. At first it was hard, but then it became a habit. Then it just…

With interest rates so low, does it still make sense to keep a pile of cash on hand for emergencies?Short answer: yes!You may have a line of credit at…

Welcome to age 70. Believe me, you don’t look a day over 69.If you’re not quite to age 70, don’t worry…its coming sooner than you think!What happens at…

You will see savings this year on Thanksgiving dinner. An American Farm Bureau Marketbasket survey estimates it will cost $43.27 on average in Louisiana.…

Why save money anyway?I meet folks all the time who say “I’m never going to retire. My philosophy is to live for today and not save a bunch of money for a…