Byron Moore

Byron is a Certified Financial Planner and Managing Director of the Planning Group at Argent Advisors, Inc.

Byron has been in the financial services industry since 1982 and a Certified Financial Planner® practitioner since 1991. His financial columns have appeared in three North Louisiana Newspapers since 1993. His Money Matters television segment aired weekly on KNOE TV's Good Morning Ark La Miss from 1995 through 2010.

With 30 years of experience in the financial services industry, Byron designs and implements financial plans that seek to protect, grow and enhance the enjoyment of his clients' wealth.

In addition to financial planning, Byron provides asset management services. Insurance services are offered through the affiliate Argent Insurance Services. Trust services are offered through the affiliate Argent Trust.

Byron and his wife Melinda have four children. They are why he smiles a lot.

FOMO- Fear of Missing Out
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The day's soup du jour seems to be fear mongering. Now, season that hot mess with a dash of digital distraction. Mmm, mmm, good... does it sound tasty or just plain nasty?

I can remember this fear with hesitations and reservations when I had to stay home for house chores instead of going to the game with friends. They always had to say that disappointing phrase, "Man, you should have been there!"

Committing to knowing you are exactly in the right time and space is one way of pushing aside the fear of missing out. 

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     Are you young enough to remember Willie Nelson's IRS Tapes recordings? Not all of us are as lucky as Willie. His friends bought all of his belongings at the auction and gave it right back to him. Growing up in Hill County, Texas must have taught Willie Nelson how to sow seeds of friendships that would grow into to high yields. 

Not all rich and famous folks have produced such results. In case of emergency, break the glass menagerie, pick up the pieces and move forward in time. Are you thinking about your survivors? Safeguarding is the primer for avoiding calamity. 

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Confidence can ebb and flow depending on situation and circumstance.  Maintaining a certain level of confidence is essential to any project, pursuit, or passion.  In this installment of Wisdom on Wealth, a look at keeping your "confidence thermostat" in check.

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Optimism and pessimism affect your confidence.  It plays a role not only in your professional life, but in your finances, too.  People often react by what is seen as an "emotional temperature."  However, keeping a check on your "emotional thermostat", or how you approach a situation, can have better end results.

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Some individuals place more emphasis on dreams, rather than goals.  Goals can be challenging, but far more rewarding.  A first step is to apply some criteria to see if what you want to accomplish is a smart, that's S-M-A-R-T, goal.

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There is great benefit to analyze not only what happens, but WHY.   It is often better to "prize" the proper process, than to punish the performance.  If put into practice, it is a principle that can reap better outcomes in many areas of life.  

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Re-evaluating your business model will be easier to see with complete passion and complex sophistication. Taking into consideration the purpose, profile, product , process, and performance may yield a bird's eye view. Simplifying the routines will help foster the contentment of being a small business owner. 

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A man's castle may turn out to be a man's hassle. Avoid letting your small business end up owning you. When the logistics of a growing enterprise gets complex, it may be time to simplify matters. Looking for content simplicity doesn't have to be complicated. 

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Marriage helps our pocket books. Working together with singularity increases the odds for staying out of the red. Having the same goals in managing money is one facet of a successful marriage. These qualities carry over into other life's lessons.

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Is bigger better or for worse? When considering if the decision to shop for more room on the ranch is feasible, what do you ask yourself?  In the short term, it may seem like greener pastures, but what about in later years?  After answering  a few practical questions, you may find the dream home becoming a reality.  

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