Jim Donelon

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If you were affected by the August 2016 floods and feel you should’ve received more flood insurance money or uncovered additional damages, you have until December 31st to submit a proof of loss. State Insurance Commissioner Jim Donelon says the deadline was recently extended again to give victims a chance to get more.

Donelon says for help filing an appeal for more money from the flood insurance program, consumers can call 1-800-259-5300. He also suggests working with your insurance company.

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Open enrollment for health insurance policies through the Affordable Care Act begins today and runs until December 15th. Over 122-thousand Louisianans are covered through the online marketplace. State Insurance Commissioner Jim Donelon says most policy holders will see a double digit increase in premiums.

In 2017, 86-percent of Marketplace enrollees in Louisiana received a subsidy. Donelon credits an average 18.5 increase in premiums to the uncertainty surrounding the Affordable Care Act.

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Louisiana Insurance Commissioner Jim Donelon and Attorney General Jeff Landry are encouraging Louisiana automotive shoppers to be proactive vehicle consumers.


The Federal Emergency Management Agency has extended its filing deadline for Louisiana policyholders impacted by recent Red River flooding.

FEMA's National Flood Insurance Program normally requires homeowners to file a Proof of Loss form to claim damages within 60 days of a flood. The agency has authorized an additional 180-day extension during which a policyholder may submit the form.

Insurance Commissioner Jim Donelon says the extension applies to Louisiana policyholders who submit claims related to flooding from May 16 to June 16.

Flood Insurance Rates On The Rise

Mar 18, 2015

Residents will have to pay more for flood insurance due to changes in the National Flood Insurance Program. 

Louisiana Insurance Commissioner Jim Donelon says rate hikes on primary residences have jumped.  The increase is capped at 18 percent each year.  " That's each year, if their risk for flooding suggests demonstrates an exposure that should justify a higher premium," Donelon said.

Premium increases for commercial, second, or rental properties are capped even higher at 25 percent.  The changes come following changes approved by Congress last year to the NFIP.


Insurance Commissioner Jim Donelon has picked up a challenger to his re-election efforts.

Political newcomer Matt Parker, a businessman from West Monroe, officially announced his candidacy Monday for the Oct. 24 election.

Both men are Republicans.

In a statement, Parker criticized Donelon for taking campaign contributions from the insurance industry, saying that leads to higher insurance rates. Parker described his campaign as a "crusade for the consumers ofLouisiana."

LDI Improves Online Services

Jan 8, 2015

The Louisiana Department of Insurance has enhanced it's online tool to help consumers find a better rate for homeowner and automobile coverage.

"You can enter more specific information about yourself and miles you drive, and other things that set rates," Donelon said.  The upgrades include streamlined online services and a responsive design that makes the site compatible with mobile devices.  He says policy holders should be aware that scenarios presented in rate comparisons are for illustrative purposes and are not designed to match exact circumstances.